Joel Winston
Associate Director
Financial Practices Division
Bureau of Consumer Protection
Federal Trade Commission
600 Pennsylvania Ave., NW
Washington, DC 20580
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A new federal law, known as the Fair and Accurate Credit Transactions Act, or FACTA, adopted by Congress in 2003 gives consumers nationwide the right to receive a free copy of their credit report. The law is being phased in through the U.S. and Midwest states are next on the rollout list.
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Advance Notice of Proposed Rulemaking
Fair and Accurate Credit Transactions Act of 2003
Docket Id: RIN 3084-AA94
Submitted by:
Read MoreComments Submitted to the U.S. Department of Treasury and the Financial Literacy and Education Commission
Department of Treasury
Financial Literacy and Education Commission
Room 5001B
1500 Pennsylvania Avenue, NW
Washington, DC 20220
Tim recently discovered that he had been a victim of identity theft for quite some time. Through a phone call from Qwest Wireless' fraud department, he was informed that someone had been using his Social Security number, but they were not able to verify his city/zip and date of birth.
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