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Ted, behind in paying the interest on his loan, was called by a supervisor of the company while he was out. A friend answered and was told many details about the loan (loan amount, amount behind in payment, intentions to take legal action, etc.).

Bill started a temp-to-permanent job and was asked to perform a fingerprint check. Two weeks later, he was let go because of an arrest in 1990 for theft. He called the courthouse to check out for the criminal record, but there was no information on file.

John had been regularly denied employment due to poor credit stemming from a stroke. During a recent job interview, he spoke very candidly about his financial position—making them aware that he suffered a stroke and lost his job as a result.

Ron was a defendant in a divorce. On the Asset and Debt Statement filed with the court, the opposing attorney listed his Social Security number, all of his bank account and credit card numbers, and other financial information. All of these were made public record.

Marcy attempted to return a shirt at an Express retail store and was given a slip of paper saying the return was denied due to an organization called The Retail Equation.

The Fair Debt Collection Practices Act is a federal law that governs debt collection agency practices for personal debts—including how and when a debt collector may contact an individual about money allegedly owed on a

The Rosenthal Fair Debt Collection Practices Act (Rosenthal Act) is a California law that governs debt collection agency practices for personal debts—including how and when a debt collector may contact an individual about money allegedly owed on:

The Health Insurance Portability and Accountability Act is a federal law that provides baseline privacy and security standards for medical information. The United States Department of Health and Human Services is the federal agency in charge of creating rules that implement and enforce it.