Retail

A specialty consumer report (compiled by a specialty consumer reporting agency) may include

Yes. Many stores do this to help identify patterns of return fraud and abuse. Read More

With Visa and MasterCard, no. They both have rules that limit stores from requiring you to show your ID as a condition of purpose. These rules also make them accept your card even if you refuse to show your ID. Read More

Often nearly impossible to see, a skimmer is a small device placed in or over a card reader (ATM, gas pump, checkout) to record information from your credit or debit card's magnetic stripe.  That information can then be used to make fraudulent purchases and sometimes even a clone of your card.

There are a few situations in which you must provide your Social Security (SSN) number to a business, including

Yes, you can refuse unless you’re Read More