Financial

The Fair Debt Collection Practices Act is a federal law that governs debt collection agency practices for personal debts—including how and when a debt collector may contact an individual about money allegedly owed on a

We—with the support of a group of privacy and consumer advocacy organizations—submitted comments to the California Privacy Protection Agency addressing its proposed rulemaking under the California Privacy Rights Act of 2020.

Last year the California legislature continued to grapple with issues that were exacerbated by the ongoing COVID-19 global pandemic. As they were in 2020—although not to the same extent—legislators were forced to pare back their bill packages again in 2021.

Proposition 24 (California Privacy Rights Act)—passed by more than 56% of voters in November 2020—will amend the

Proposition 24 (Prop 24), also known as the California Privacy Rights Act of 2020, is on the California ballot this November. If passed, it will change what businesses can do with personal information and Californians’ rights associated with their information.

No, it won’t. While your payment history is the most important factor in determining your credit score, early payments won’t change your payment history (only paying your bills on time or not).