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If you’ve been the victim of identity theft, you could have debts in your name that aren’t yours (and might not even know they exist until a debt collector tries to collect).

Chairpersons Jackson and Correa, and members of the Senate Judiciary and Banking Committees:

Thank you for the opportunity to testify today on the topic of data breaches.

When you realize that you’ve lost your card or it's been stolen, you’ll want to notify your bank or credit card company as soon as possible. If you’re not satisfied with their response, you can file a complaint with the Read More

If your credit card number is stolen (not the actual card), you aren’t liable for the unaut Read More

A ChexSystems report contains information on banking/check writing history, so it’s a good idea to get one if you’ve had problems with your checking/savings accounts or are a victim of identity theft Read More

A National Consumer Telecom & Utilities Exchange (NCTUE) report contains customer data reported by NCTUE member utility service providers. It’s a good idea to get one if you’re the victim of identity theft or wo Read More

Written Testimony for U.S. Senate Judiciary Subcommittee
on Technology, Terrorism, and Government Information
Senator Jon Kyl, Chairman

Testimony Provided by:
Beth Givens, Director

Submitted by the Privacy Rights Clearinghouse on Dec. 19, 2005

Federal Trade Commission
Office of the Secretary, Room H-159 (Annex H)
600 Pennsylvania Avenue, N.W.
Washington, D.C. 20580