The Fair Debt Collection Practices Act is a federal law that governs debt collection agency practices for personal debts—including how and when a debt collector may contact an individual about money allegedly owed on a
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The Rosenthal Fair Debt Collection Practices Act (Rosenthal Act) is a California law that governs debt collection agency practices for personal debts—including how and when a debt collector may contact an individual about money allegedly owed on:
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If you consented at any point (this might include providing your number on an account application), a debt collector can do this. Read More
Even if you owe a debt, you have rights about when and how a debt collector contacts you.
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If you’ve been the victim of identity theft, you could have debts in your name that aren’t yours (and might not even know they exist until a debt collector tries to collect).
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Comments of the Privacy Rights Clearinghouse
Federal Trade Commission
Debt Collection 2.0
Project No. P114802
Submitted May 27, 2011
1. Introduction
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